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Thank you for visiting

If you continue to use this website, you are agreeing to comply with and be bound by the following terms and conditions of use; should you disagree with any part of these terms and conditions, you should not use the website.

Some definitions

The terms ‘I’, ‘us’, ‘we’ or ‘our’ refer to John Rosier, the owner of the website.  The terms ‘reader’ and ‘you’ refers to the user or viewer of our website.  The term ‘website’;

The content of the pages of this website is for your general information and use only. It is subject to change without notice, and you agree to be bound by any updated terms.

No advice

All information on the website is for general informational use and should never be relied upon by you when making any investment decision.  The website does not recommend that any investment instrument is bought or sold, or should not be bought or sold.  Please see the full disclaimer.

No warranty

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on the website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Exclusion and limitation of liability

Your use of any information or materials on the website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.

The website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse any website. We have no responsibility for the content of linked websites and accept no liability whatsoever for any losses arising from any use of such websites.

No reproduction

This website contains material that is owned by us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced in this website that is not the property of, or licensed to, the operator is acknowledged on the website.

You may not use any part of the material on this website to establish, maintain, provide, or assist in establishing, maintaining or providing your own publications, internet site or other means of distribution.

Reproduction of any material within the members’ area of the website is strictly prohibited. Information is for members only. You agree that if you reproduce any content without prior written consent, or disclose your login details to another person you will accept full financial liability to pay the annual membership fee for all such persons.

Membership service

Restricted use

Access to the Membership Service is restricted.  To access Membership Service content you are required to hold a valid membership subscription which you can get by filling in the appropriate forms on the website.  For more information please see the membership Terms of service.

By subscribing to the Membership Service you confirm that all of your registrations details are correct and that you will keep your details up to date by editing your user profile or by contacting us by email.

Access to the Membership Service will start from the day of subscription and will continue until the subscription is cancelled.

Your subscription cannot be transferred to or shared with anyone else.


If you cancel within 30 days of the start of your subscription you are entitled to a full refund and your membership will end immediately.

We reserve the right to cancel your subscription, without notice or liability, if we determine that you have breached these terms and conditions, or if your use of the Membership Service has breached the Terms of service the right to not renew your subscription which you will be notified of by an email sent to the email address you have provided.

Governing law

Your use of this website and any dispute arising out of such use of the website is subject to the laws of England, Northern Ireland, Scotland and Wales.

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